Pochi ya USDT, Tanzania
A USDT wallet, Tanzania
Shikilia dola. Tumia shilingi. Kwa simu yoyote.
Hold dollars. Spend shillings. On any phone.
MojaWallet inashikilia thamani yako kwa USDT badala ya shilingi, kisha inakuruhusu kuitumia kama shilingi: weka pesa kutoka M-Pesa, Tigo Pesa au Airtel Money, tuma kwa namba yoyote yenye pochi ya MojaWallet, lipa bili na faini, na utoe pesa kwenye simu yako.
MojaWallet holds your value in USDT instead of shillings, then lets you spend it like shillings: top up from M-Pesa, Tigo Pesa or Airtel Money, send to any number that has a MojaWallet, pay bills and fines, and cash out to your phone.
Kabla ya kitu kingine chochote.
Before anything else.
USDT inafuata dola ya Marekani, si shilingi: thamani yake kwa shilingi hupanda na kushuka kadri dola inavyobadilika. Na mambo haya matatu ni kweli leo.
USDT tracks the US dollar, not the shilling: what it is worth in shillings moves as the dollar moves. And these three things are true today.
Hakuna leseni ya benki. MojaWallet haina leseni ya benki wala ya taasisi ya fedha, na hatujitangazi kuwa nayo.
No banking licence. MojaWallet holds no banking licence and no financial institution licence, and we do not claim one.
Hakuna bima ya amana. Pesa yako haijawekewa bima na mtu yeyote, wala na serikali.
No deposit insurance. There is no deposit insurance: your money is not insured by anybody, and not by the state.
Hakuna ukaguzi wa nje. Hatujakaguliwa na mkaguzi wa nje wala kampuni ya usalama, na hatuna ripoti ya ukaguzi ya kuonyesha.
No outside audit. We have not been audited by an outside auditor or a security firm, and we have no audit report to show.
Tunaanza na haya kwa sababu katika soko lililojaa ulaghai, kitu pekee cha kudumu ni kuwa wa kwanza kukuambia ukweli. Orodha kamili ya kilichojengwa na kisichojengwa, mstari kwa mstari.
We start with these because in a market this full of scams, the only durable thing is being the one who tells you first. The full list of what is built and what is not, line by line.
M-Pesa Tigo Pesa Airtel Money HaloPesa USDT BEP-20
Njia ambazo msimbo huu unaongea nazo.
The rails this software speaks.
Majina haya yapo hapa kwa sababu msimbo unaongea lugha yao, si kwa sababu yeyote kati yao ametuidhinisha, ni mshirika wetu, au amekubaliana chochote na MojaWallet. Hizi si nembo zao: ni maneno, kwa herufi zetu. Tatu za kwanza zinapita kwa mkusanyaji mmoja na mkataba huo haujasainiwa bado, na USDT inahitaji nodi ya mnyororo. Hali halisi ya kila moja.
These names are here because the code speaks their protocol, not because any of them endorses us, partners with us, or has agreed anything with MojaWallet. They are not their logos: they are words, set in our own type. The first three ride one aggregator and that contract is not signed yet, and USDT needs a chain node. Where each one actually stands.
Shilingi zinaingia, USDT inashikilia, shilingi zinatoka.
Shillings in, USDT holds, shillings out.
Hakuna hatua ya siri. Hivi ndivyo pesa inavyotembea, hasa.
There is no hidden step. This is exactly how the money moves.
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Weka pesa
Put money in
Kwa simu yako. Unaomba kuweka kiasi, mfumo unatuma ombi kwenye simu yako, unathibitisha kwa PIN yako ya mtandao. Ombi lisilothibitishwa hufa lenyewe baada ya dakika 5 na hakuna kinachoingia kwenye leja.
From your own phone. You ask to add an amount, the wallet raises a prompt on your handset, and you approve it with your mobile money PIN. A prompt nobody approves expires by itself after 5 minutes and nothing is ever written to the ledger.
Kwa duka. Unalipa namba yetu ya Lipa kwa Simu ukitaja namba yako ya simu kama kumbukumbu. Mtoa huduma anatuambia, sisi tunakupa USDT.
At a shop. You pay our till number quoting your own phone number as the reference. The provider tells us, and we credit you the USDT.
Kwa mnyororo. Kila akaunti ina anwani yake ya USDT (BEP-20, mtandao wa BNB Smart Chain). Kiasi cha chini ni USDT 0.50 na tunasubiri vizuizi 5 kabla ya kukupa salio.
On chain. Every account has its own USDT address (BEP-20, on BNB Smart Chain). The minimum is 0.50 USDT and we wait 5 confirmations before crediting you.
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Thamani inashikiliwa kwa USDT
The value is held as USDT
Salio lako linakaa kama USDT. Pochi inakuonyesha pande zote mbili: USDT, na kiasi chake kwa shilingi kwa bei ya sasa, kikishushwa hadi shilingi nzima kwa sababu hakuna sarafu ndogo kuliko 50 na hakuna anayesoma desimali nne.
Your balance sits as USDT. The wallet shows you both faces: the USDT, and what it is worth in shillings at the current price, floored to whole shillings because there is no coin smaller than 50 and nobody reads four decimal places.
Hii si akaunti ya akiba yenye riba. Hakuna kinachoongezeka. Shilingi ikishuka dhidi ya dola, salio lako la shilingi linapanda; dola ikishuka, linashuka. Ni njia ya kushikilia dola, si ahadi ya faida.
This is not an interest bearing savings account. Nothing accrues. If the shilling weakens against the dollar your shilling balance rises; if the dollar weakens, it falls. It is a way to hold dollars, not a promise of a return.
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Itumie
Spend it
Faini zinazojigundua. Pochi inasoma SMS za faini na madeni zinazokujia, inazitambua, na inazionyesha kwenye orodha moja pamoja na namba ya control. Unaweza kuweka sheria kwa PIN yako ili zilizo chini ya kikomo ulichochagua zilipwe zenyewe, na kuizima wakati wowote.
Fines that find themselves. The wallet reads the fine and charge messages that reach your phone, recognises them, and puts them in one list with their control number. You can sign a rule with your PIN so that anything under a ceiling you chose pays itself, and switch it off whenever you like.
Bili. LUKU (TANESCO), DAWASA maji, DStv, Azam TV na namba za control za GePG. Akaunti yako inathibitishwa na mtoa huduma kabla pesa haijatoka.
Bills. LUKU (TANESCO), DAWASA water, DStv, Azam TV and GePG control numbers. Your account is checked with the biller before any money leaves.
Tuma kwa namba yoyote ya simu yenye akaunti ya MojaWallet. Kinachotumwa ni USDT na kinawasili mara moja kwenye leja.
Send to any phone number that has a MojaWallet account. What moves is USDT, and it lands on the ledger immediately.
Toa pesa kwenda M-Pesa, Tigo Pesa au Airtel Money kwenye namba yako.
Cash out to M-Pesa, Tigo Pesa or Airtel Money on your number.
Vitu sita, na ukurasa unaothibitisha kila kimoja.
Six things, each with the page that proves it.
Kila namba hapa chini inatoka kwenye msimbo unaoitekeleza, si kwenye ukurasa huu.
Every figure below is read out of the code that enforces it, not written on this page.
120 sekundeseconds
Bei kabla ya PIN
The price before the PIN
Kila kitendo cha pesa kinakupa nukuu kwanza: kitakachotoka, ada kama ipo, na kiasi hasa kitakachopokelewa. Nukuu inashikiliwa, halafu ndipo unaulizwa PIN.
Every money action quotes you first: what leaves, the fee if there is one, and exactly what arrives. The quote is honoured, and only then are you asked for your PIN.
0 ada zilizochapishwafees published
Ada zote ni sifuri leo
Every fee is zero today
Injini ya ada inafanya kazi na hakuna ada iliyochapishwa kwenye mfumo huu, kwa hiyo kila ada ni sifuri. Siku moja ikichapishwa, jedwali la bei linabadilika nayo.
The fee engine works and this deployment publishes none, so every fee is zero. The day one is published, the pricing table changes with it.
1.50% tofauti ya beithe spread
Tofauti moja, upande mmoja
One spread, one direction
Kitu pekee ambacho pochi hii inachukua ni umbali kutoka bei ya soko, na uko upande mmoja kila mara: unaponunua unalipa juu kidogo, unapouza unapokea chini kidogo.
The only thing this wallet takes is the distance from the market price, and it is on the same side every time: you buy a little above, you sell a little below.
USDT 5,000 kwa siku, tier 2a day, tier 2
Kikomo unachokiona
A ceiling you can see
Tier tatu, na kila kikomo kimeandikwa. Muamala unapokataliwa unaambiwa namba, si kwamba tu umeshindikana.
Three tiers, and every ceiling is printed. When a transaction is refused you are told the figure, not just told that it failed.
Leja inayojikagua yenyewe
A ledger that checks itself
Kila muamala umefungwa kwa hash na uliotangulia, na ukaguzi unaendelea kila wakati. Leja ikijikanusha, utoaji wa pesa unagandishwa kwa kila mtu mara moja, kabla hata ya kuingia kwa akaunti yoyote, mpaka mtu wa ofisi aufungue.
Every transaction is hash-chained to the one before it, and a continuous check runs behind them. If the ledger ever disagrees with itself, withdrawals freeze for everyone at once, before any sign-in is even read, until a human lifts it.
Inasubiri si imeshindikana
Pending is not failed
Muamala unaishia kwa njia mbili tu: umekamilika au umeshindikana. Wakati bado hauko kwenye mojawapo, pochi inasema inasubiri, kwa neno na kwa alama, na inakwambia usirudie. Hakuna hali isiyojulikana inayovaa sura ya iliyokamilika. Tofauti hiyo ndiyo inayokuzuia kulipa mara mbili.
A transaction ends exactly two ways: completed, or failed. While it is neither, the wallet says pending, in a word and a mark, and tells you not to retry. Nothing unknown ever borrows the look of something done. That difference is what stops you paying twice.
Pochi moja, njia nne.
One wallet, four doors.
Njia zote zinaongea na akaunti ile ile na leja ile ile. Hapa chini ni hali halisi ya kila moja leo, si ahadi.
Every door speaks to the same account and the same ledger. Below is where each one actually stands today, not a promise.
Pochi ya wavuti
Web wallet
Pochi kamili kwenye kivinjari cha simu au kompyuta. Hakuna cha kupakua.
The full wallet in a phone or desktop browser. Nothing to download.
Miamala ile ile kwa mazungumzo ya WhatsApp. Namba inaonyeshwa hapa mara tu mmiliki wa mfumo huu atakapoisanidi.
The same flows as a WhatsApp conversation. The number appears here as soon as this deployment's owner configures one.
Namba haijachapishwa bado No number published yet
USSD
Pochi nzima kwenye simu yoyote, bila intaneti. Mfumo unajibu USSD tayari, lakini namba fupi ya kupiga hutolewa na kampuni ya simu na haijatolewa bado. Tutaichapisha hapa siku itakapotolewa, na si kabla.
The whole wallet on any handset, with no internet. The service already answers USSD, but the short code you would dial is allocated by a mobile operator and has not been allocated yet. We will publish it here the day it is, and not before.
USSD
Pochi nzima kwenye simu yoyote, bila intaneti. Piga kwenye simu yoyote.
The whole wallet on any handset, with no internet. Dial on any phone.
App ya Android
Android app
App imejengwa, lakini haijawekwa Google Play wala hakuna APK ya kupakua kwa sasa. Tumia pochi ya wavuti kwa sasa.
The app is built, but it is not on Google Play and there is no APK to download yet. Use the web wallet in the meantime.
Pesa ikikwama, hapa ndipo pa kwenda.
If money gets stuck, this is where you go.
Kila ombi la msaada linapata namba ya kumbukumbu inayoanza na MW- mara moja, na unaweza kufuatilia hali yake mwenyewe.
Every request for help gets a reference beginning MW- straight away, and you can follow its status yourself.
Simu ya msaada
Support line
Haijachapishwa bado
Not published yet
Mfumo huu hauonyeshi namba ambayo haijasanidiwa. Namba isiyopokelewa ni mbaya kuliko kutokuwa na namba.
This deployment will not show a number nobody configured. A line that rings nowhere is worse than no line.